Property insurance: Covers physical property owned by the business such as buildings, furniture, equipment and inventory. 

Liability insurance: Covers third parties who suffer bodily injury or property damage while on your business’ property. 

Equipment breakdown insurance: Covers equipment, such as computers and phone systems, that fail or become damaged due to a covered incident. 

Data breach insurance: Covers digital resources, such as databases and customer records, from hackers, leaks, identify theft and other covered incidents. 

Loss of income insurance: Covers income that is lost due to a covered business interruption, including profits and expenses such as rent and payroll. 

Medical payments insurance: Covers third party medical expenses that result from a liability claim. 

Employment practices liability insurance: Covers your business’ liability expenses in the event that an employment-related claim is filed due to alleged acts of discrimination, harassment, wrongful termination, law violations etc.